Website Terms of Use
1. Acceptance of Terms
By accessing or using the website located at www.jarm.llc (the “Site”), you, as a visitor or user, agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree with any of these Terms, you are prohibited from using or accessing this Site.
2. Modifications
At Johnson & Alexander Risk Management LLC reserves the right, at our sole discretion, to modify or replace these Terms at any time. Any such modifications will be effective immediately upon posting. Your continued use of the Site after any modifications indicates your acceptance of the new Terms.
3. Consulting Firm – No Legal Advice
At Johnson & Alexander Risk Management LLC is a consulting firm, not a law firm. All content provided on the Site is for informational purposes only and does not constitute legal advice. We recommend consulting with an attorney to obtain legal guidance specific to your situation. Use of any information from this Site is at your own risk.
4. Intellectual Property Rights
- Ownership: All materials on this Site, including but not limited to text, graphics, logos, and images, are owned or licensed by [Your Firm Name] and are protected by applicable copyright and trademark laws.
- Limited License: Subject to these Terms, [Your Firm Name] grants you a non-exclusive, non-transferable license to access and use the Site for personal or internal business use only. You may not reproduce, distribute, modify, or create derivative works without prior written permission from [Your Firm Name].
5. User Conduct
- Prohibited Conduct: You agree not to use the Site in a manner that violates any applicable law or regulation, infringes on any third party’s rights, or is otherwise offensive, harmful, or objectionable.
- Access Restrictions: [Your Firm Name] reserves the right to terminate or suspend your access to the Site if we determine, in our sole discretion, that you have engaged in any unauthorized or unacceptable use of the Site.
6. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by [Your Firm Name]. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that [Your Firm Name] shall not be liable for any damages or losses arising from your use of any third-party website.
6. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by [Your Firm Name]. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that [Your Firm Name] shall not be liable for any damages or losses arising from your use of any third-party website.
7. Disclaimer of Warranties
The materials on the Site are provided “as is” and on an “as available” basis without any warranties, expressed or implied. [Your Firm Name] disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall [Your Firm Name] or its directors, employees, agents, or affiliates be liable for any indirect, consequential, incidental, special, or punitive damages, including, without limitation, damages for loss of data or profit, arising out of the use or inability to use the Site.
9. Indemnification
You agree to defend, indemnify, and hold harmless [Your Firm Name], its affiliates, and their respective directors, officers, employees, and agents from and against all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorneys’ fees) arising from:
- Your use of the Site;
- Your violation of these Terms;
- Your violation of any third party rights, including but not limited to intellectual property or privacy rights.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms shall be resolved exclusively in the state or federal courts located in Illinois, and you consent to the jurisdiction of those courts.
11. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be construed in a manner consistent with applicable law to reflect as closely as possible the original intent of the provision, and the remaining provisions shall remain in full force and effect.
12. Entire Agreement
These Terms constitute the entire agreement between you and [Your Firm Name] regarding your use of the Site and supersede any prior agreements, understandings, or representations.